Izhkombank is a regional credit and financial company in the Perm region, which has been operating since 2014. It provides services to legal entities and individuals, as well as corporate clients and representatives of medium/small businesses. Izhkombank offers its clients who wish to gain access to a wide range of online financial transactions a personal account. It can be obtained after registering on the official website.

Izhkombank’s personal account is needed by clients for several reasons. The first is the opportunity to obtain information about banking products and services that the client encounters most often. Also on the profile page you can make purchases and payments, make transfers to different accounts, using various forms of payment and transfers, incl. according to the generated templates. The same services are offered by the RNKB Internet bank in person.

The second is the ability to apply for an online loan or join a loyalty program. By joining this program, the client will be rewarded with bonuses in the amount of 0.5-0.6% of the purchase, which will be credited to the bonus account in his personal account. The accumulated bonuses can then be transferred into cash and used to pay for online purchases or Internet provider services, etc.

How to access your Izhkombank personal account?

To log into the personal account of the Izhcombank organization, you will need to go to the official website of the company izhcombank.ru and find the section (at the top right side of the main page) called: “Izhkard.ru Login”, click on it. Thus, the user goes to another page, where an authorization window will open in front of him.

This is a special Internet system for logging into your personal account called Izhkard.ru. Login is possible in two ways:


 By card number

If the entered data does not allow you to access your personal account, you can proceed to clicking the “Forgot password” button.

How to recover your password?

To restore data, you will need to enter the following values ​​in the field: card number without spaces, card expiration date, CVV2 code, as well as passport information. Then you need to click on the “Receive by SMS” button and the password will be sent to the phone number from which you previously registered.


 Password recovery

How to register on the Izhkombank website for the first time?

Registration in the Izhkard system requires entering the following data:

  • card number;
  • its validity period;
  • CVV2 code;
  • phone number;
  • passport details.

 Registration

Opportunities in your personal account for individuals

Internet banking for individuals allows you to manage a card account 24 hours a day, at any time convenient for the client.

The main page of the personal account shows the operations that the user has to deal with every day. Here you can make a payment by selecting a template, go to the personal card section, and view current information on your own deposits or loans.

Information about Izhkombank cards online

In the “Cards and Accounts” section you can get information about the card or perform actions with it - pay or make a transfer. The user also has access to the history of recent transactions.

Making payments and transfers in your personal account

There are several ways to make a payment or transfer:

  • according to the template;
  • by choosing one of the payments offered by the bank;
  • creating a new payment in the “Payments” section;
  • by performing actions in the “Cards and Accounts” section.

After this, a payment/transfer form will open, in which you must enter the details and amount to be paid. If you select an option from templates or popular services, the payment details will be filled in automatically.


 Auto payment

You can pay online for the following services: utilities, taxes, traffic police fines, telephone or Internet provider services, kindergarten, etc.


 Payment for services

The list of services also includes local payments - management companies, as well as resource supply organizations. Funds can be transferred using available details. When the payment is completed, you can save it as a template or, if desired, create a recurring payment.

Mobile application from Izhkombank

The Izhkard.ru application is available for iOS and Android gadgets. After installing it, everyone will be able to perform a number of functions from their phone or tablet:

  • pay for cellular communication services, utilities, Internet, satellite TV, transfer money for kindergarten and school;
  • transfer money between your accounts or to the accounts of other Izhkombank clients;
  • view your bonus account balance;
  • search for ATMs and branches;
  • view information about exchange rates;
  • communicate with technical support online.

Is it possible to disable my personal account?

Yes. To disable it, you will need to call the Izhkombank support service. After this, the client’s personal data will be deleted, and access to the personal page will be closed.

Izhkombank’s Internet service implements protective functions to ensure the safety of clients’ personal data:

  • disconnection from the account occurs automatically when the client is inactive for 20 minutes;
  • determining the daily limit for spending money in your personal account;
  • SMS notification about the transfer of funds.

If the user decides to activate the SMS notification service, he will be able to receive information about all transactions on cards and accounts. A special 3-d-Secure Internet payment protection technology will be applied to your personal account.

The client can also worry about the safety of personal data on their own. To do this, it is recommended to log out of your personal account every time the work is completed. Also, you should not transfer your card to third parties, do not use the function of saving passwords on your PC, and from time to time you need to change the access code to your personal account. The password must contain both numbers and letters (you can add symbols: _, etc.).

What is a school card from Izhkombank?

A school card will allow you to pay for meals and various services for children in educational institutions in Udmurtia. All its holders can register a card in their personal account on the website of the financial institution. This is necessary in order to manage your account and control the spending of funds online. Now parents will be able to track their child’s school attendance and pay for their meals.

Registration of an Izhcombank school card in your personal account

To create an account on the official website www.myschoolcard.ru, you will need to fill out the proposed form, indicating personal data, as well as the contract number, information about the child and the school. A personal account for the school card holder will be opened within a few days after sending the application.


 School Card Registration

Login to the “My School Card” account from Izhkombank

Authorization in the School Card service is performed after entering the phone number specified during registration, as well as the password. Additionally, on the authorization page there is a line to search for the nearest payment terminals for services.


 Login to the School Card service

After logging in, a personal account opens, where the services of this service will be available to the user.

Izhkombank’s personal account - for cardholders, for those who have taken out a loan or opened a deposit, allows you to view personal data at any time, as well as make the necessary transactions with banking products online.

PJSC JSCB Izhkobank is a commercial joint-stock bank established in 1990. Provides services to individuals and organizations. The bank offers individuals opening accounts, processing loans, placing funds on deposits, issuing and servicing bank cards, making payments and transfers, insurance, and currency exchange. Corporate clients have access to services of settlement and cash services, lending, placing funds on deposits, obtaining bank guarantees, managing payroll projects, factoring, etc.

The official website of Izhcombank is located at www.izhcombank.ru. Internet banking for individuals is implemented on the website izhcard.ru. You can get to it from the bank’s main resource by clicking on the Izhkard.ru link in the top menu. A personal account allows you to monitor the status of a bank client’s account and make transactions on it in real time (online) from anywhere in the world where it is possible to access the Internet.

Registration in your personal account

All Izhkombank cardholders have the right to use the izhcard.ru website. Online registration is not required for this. However, for authorization you must obtain a special DIN code, which serves as a temporary password. If it was not issued with an agreement upon receipt of the card, you should contact any bank branch with your passport and obtain the code.

Login to your personal account Izhkombank

For the first authorization in the system, you will need a card number (written on the front side of the card and consists of 16 digits) and a DIN code. Enter them in the appropriate fields of the form on the main page of the service and click the “Login” button. In the future, the DIN code must be changed to a permanent password, and then access to your personal account will be carried out using the phone number associated with the account and the password.

Possibilities

The following options are available to service users:

  1. Payment for various services (housing and communal services, satellite cable TV, Internet access, use of IP telephony and mobile phone, etc.).
  2. Payment of traffic police fines and other fees and charges.
  3. Create templates for making regular payments with one click.
  4. Setting up auto payments to automatically transfer funds from an account using certain details within a user-specified period of time or when certain conditions are met. For example, you can set up auto-replenishment of your mobile phone balance.
  5. Transfers of money from one account to another within the bank and to other credit organizations registered in Russia.
  6. Control over the account status.
  7. Obtaining information on the account, including data on the movements of funds for a period specified by the user.
  8. Viewing the status of the bonus account in the Izhkombank program. Bonus."
  9. Obtaining information about open deposits and issued loans.
  10. Search for Izhkombank offices and ATMs.
  11. Obtaining information about current exchange rates of world currencies.
  12. Communication with bank specialists using the feedback form.
  13. Setting up personal data and changing the password for logging into the system.

Internet banking capabilities are available in the official Izhkard.ru mobile application. You can download the program for installation on iOS and Android devices in the AppStore and GooglePlay.

– a regional credit organization in the city of Izhevsk. According to key financial indicators of 2018, it ranks second in the rating of banks in its home region. The head office is located in Izhevsk, and the regional network includes more than 20 branches and 2 operational cash desks.

Registered users log into their personal account from a computer or smartphone with an active Internet connection.

Login for corporate clients:

  • Go to the official website of Izhcombank www.izhcombank.ru and select the “BUSINESS” section;
  • Click on the “Internet Banking” banner;
  • Install the “iBank 2 Key” provider in the form of a USB token and check the availability of the required software;
  • Log in.

Private client login:

  • On the electronic portal of Izhkombank, select “PRIVATE CLIENTS” and click on the banner “IZHKARD.RU”;
  • Choose the best way to log into your Izhcombank personal account: by mobile phone or by plastic card number. Provide the appropriate information and click “Login.”

Two formats of Izhkombank’s online banking, “Internet banking” for legal entities and “IZHKARD.RU” for individuals, allow clients to optimize time costs and perform various banking operations in their personal account, from any device. Two conditions provide users with access to online banking: the first is the presence of a confirmed registration in the system and the second is a device connected to the Internet (personal computer or smartphone).

Izhkombank personal account registration form

Internet banking for corporate clients, created on the iBank2 platform for business, allows individuals to remotely have access to ruble and currency documents, statements and additional services of Izhkombank. Online banking Izhkard.ru for private clients allows you to:

  • Pay for mobile communications and the Internet, traffic police fines, utilities and other various services without an additional service fee;
  • Transfer funds between your own accounts;
  • Transfer funds using Izhkomanka details;
  • Transfer funds using the details of other credit institutions;
  • Receive information about your personal account balance and transaction history;
  • Receive information about the bonus account under the Izhkombank Bonus loyalty program;
  • Create templates for instant payment and make automatic payments.

Standard registration of a new user, a legal entity, is carried out in two stages: preliminary registration on the electronic portal of Izhkombank and subsequent registration of the client at the office of the credit institution.

Pre-registration:

  • Go to the electronic portal of Izhkombank and select the “BUSINESS” section;
  • Click on the “Internet Banking” banner and go to the page for authorizing iBank2 users;
  • Install the “iBank 2 Key” provider in the form of a USB token on a personal computer and download the “BIFIT Signer” extension;
  • Specify the details of the registered organization, ruble and foreign currency accounts of the organization, fill out detailed information about the contact person and complete the registration by typing the lock word;
  • Create a new ES key and a key for ES verification.

Registration at the Izhkombank office:

  • Print two copies of the client’s electronic signature verification key certificate received during pre-registration. Certify with the signatures and seal of the registered organization;
  • On the official website in the “Offices/ATMs” section, familiarize yourself with the addresses of the credit institution’s offices;
  • Appear independently at the Izhkombank office and present to the employee printed copies of the electronic signature key certificate and an identification document of the legal entity and other documents required for concluding an agreement for the provision of remote services.

After Izhkombank employees verify the pre-registration, the user will receive an activated electronic signature key and will be able to log in to their personal account.

Unlike a legal entity, a private client’s personal account is registered online. To do this you will need a plastic card from a credit institution:

  • On the Izhkombank website, select “PRIVATE CLIENTS”;
  • Click on the “IZHKARD.RU” banner and “Register”;
  • Fill in the details of the Izhkombank plastic carrier and click on the “Confirm via SMS” banner;
  • Receive an additional identification number in an SMS message and log in to your personal account using your card number and DIN password.

Regarding the operation of the site, in particular with questions about registering a new account, it is recommended to contact the Izhkombank hotline or email [email protected].

Recovering your Izhkombank personal account password

Password recovery for a legal entity is carried out at the office of Izhkombank, and individuals will need to click “Forgot your password?” on the authorization page and restore it using your plastic card details.

Download Izhkombank mobile application

To work in the Izhcombank personal account from a smartphone, clients can select “Mobile version of the site” on the authorization page or install the “Izhcombank Business” mobile application. The application is developed for devices with Android and iOS OS:

Izhkombank toll-free hotline

Free telephone hotline Izhkomanka: 8-800-301-91-91. For convenience, clients can order a call back on the website. To contact a credit institution in writing, it is recommended to use the “Ask a Question” feedback form or email

DIN - Deutsches Institut für Normung e.V. - a German institute for standardization, whose task is to develop normative and technical documentation (standards, technical conditions, rules, etc.) was founded on December 22, 1917. To achieve its goals and objectives, DIN organizes the work of 26 thousand experts from various fields of science and technology. Its members are enterprises, unions, government organizations, trading companies and scientific institutes.

DIN is the leading German national standardization organization and represents German interests in this field at the international level. The intensive work of German experts in the field of international standardization and regulation has made DIN one of the generally recognized world leaders in the development of standards and other regulatory documents. In total, DIN includes 74 normative committees involved in the development of standards and other documentation.

EN - European Norm - European standards - accepted standards European Committee for Standardization (CEN) was founded in 1961 by the national standards bodies of the European Economic Community and the countries of the European Free Trade Association.

European standards can be applied as identical national standards (including automotive standards), while canceling domestic norms that contradict them.

European standard EN- a standard adopted by CEN, CENELEC or ETSI with the right to apply as an identical national standard with the repeal of conflicting national standards.

Standards issued by the European Committee for Standardization are designated EN. Often these standards are based on standards IEC (IEC - International Electrotechnical Commission) or ISO (ISO - International Organization for Standardization, International Organization for Standardization) without changes or with minor changes. In this case, a double designation is used, for example EN ISO. The number and technical content of the standard remain unchanged throughout Europe.

Most popular in Russia European standards EN with designation BS EN(in English) or DIN EN(in German).

Types of standards with the abbreviation DIN:

  • DIN- a standard that is of national importance or is preliminary to the development of an international document. E DIN this is a draft standard DIN V — preliminary standard.
  • DIN EN is the German edition of the European standard, which is accepted without any changes by all members of the European Committee for Standardization (CEN) and the European Electrotechnical Committee for Standardization (CENELEC).
  • DIN EN ISO— standards jointly developed and published by ISO and the European Commission for Standardization (CEN)
  • DIN ISO- ISO standard adopted as national without any changes.
  • DIN IEC- a standard of the European Electrical Commission (IEC), adopted in Germany as a national standard without any changes.

Overview of EN 50379 standard - Technical characteristics of an electronic portable device designed to measure the parameters of flue gases of heating equipment.

The standard describes the examination of equipment to ensure compliance with the standard. The standard came into force on March 1, 2007. The standard applies to newly purchased portable measuring instruments. Measuring devices prescribed by EN 50739-3 must satisfy the eliminated requirements for commissioning or debugging of gas heating equipment.

The Izhkombank personal account is a section of Internet banking in which the owner of the Izhkombank card manages his accounts 24/7. The service is available only to citizens of the Russian Federation who were previously registered in the system. It is also recommended that you familiarize yourself with the technical and system requirements to connect to an online bank. Authorization in Izhkombank personal account is carried out only from the official website of the bank: www.izhcard.ru.

Izhkombank personal account, entrance to the account

The first thing you need to access the system is to obtain a bank card from Izhkombank at a branch of a financial institution. The second step is to receive a DIN code, a special code of 9 numbers that allows you to log in to the online system. The code is issued in a separate envelope attached to the bank card. If DIN code missing, you must contact the bank manager.

When an Izhcombank client has a card and code, he goes from his computer to the website: www.izhcombank.ru. Find the tab in the upper right case of the main page "Izhkard.ru", and click on it once. A new screen with a login panel will open. You can log in using your phone number or bank card number. The DIN code is entered when authorization is made using the card number.

It is important to know that the first login to Internet banking is allowed only by card number. In the future, authentication is possible using a mobile phone number. The password can be changed in your personal account to a more convenient one (in the “Settings” section). To log in using a mobile number, you need to indicate its numerical equivalent in the format: +7 XXX xxx xx xx, then specify the previously generated password.

The Internet system "Izhkard.ru" is served from mobile devices - smartphones and tablets in the format applications . The utility is downloaded from Google Play or the App Store (for Android and iOS operating systems). Login from the application is also performed using the card number and DIN code, phone number and password. The capabilities of the account have been expanded; basic operations with accounts are carried out here.

If the cardholder does not have the opportunity to log into Izhkombank’s personal account from a PC or smartphone, he can use mobile version of the service . It is enough to have a regular mobile phone with Internet access. In the address bar of your mobile browser, indicate: https://www.izhcard.ru/m/welcome. An interface will open for logging into your personal account using your card number and DIN code, or using your phone number and password. The structure of the mobile service is similar to the computer one.

Izhkombank personal account, online account capabilities

The virtual subscriber service “Izhkombank personal account” has a very clear interface . The main page of the resource contains all the necessary tabs that provide access to all card and account services. In the left footer of the screen there are headings:

  • Cards and accounts;
  • Loans;
  • Deposits;
  • Payments and transfers;
  • From card to card;
  • Operations history;
  • Templates;
  • Auto payments;
  • Bonuses and promotions;
  • Settings;
  • Help.

Izhkombank account interface

The header of the main page includes the email address and phone number for contacting the bank, the number of accrued user bonuses, notifications, and the full name of the account owner. The right footer displays the current exchange rate, calendar, and a link to an interactive map with the addresses of ATMs and bank offices. On the home page Izhkombank personal account visitor can:

  • Create and select payment templates;
  • Select services and transfers where you want to transfer money;
  • View the list of deposits, loans and cards;
  • View bonuses and promotions;
  • Go to other sections of the account.

Overall online workspace "Izhkard.ru" helps registered user:

  1. Pay receipts for gas, water supply, electricity, etc.
  2. Top up the balance of your mobile phone number.
  3. Pay for Internet, IP telephony.
  4. Pay for educational services: for school, kindergarten, clubs.
  5. Pay traffic fines.
  6. Control personal finances: check information about card and account balances, transactions, transaction history. Check your bonus account data.
  7. Create payment templates and automatic payments.
  8. Transfer money between personal accounts.
  9. Transfer money to accounts and cards of other Izhkombank clients.
  10. Transfer money to cards and accounts of clients of other Russian banks.
  11. Pay for purchases in online stores.
  12. Repay loans from Izhkombank or another Russian bank.
  13. Create free details.
  14. Open and close deposits.
  15. Set up personal information.

Izhkombank personal account, video:

"Izhkombank.Bonus" in your personal account

This is a loyalty program for Izhkombank cardholders who have a personal account. Bonuses can be awarded to all system participants for each purchase or payment for services from their card. Bonus percentage – from 0.5% to 6% from the cost of payment, but not less than 300 rubles. Bonuses are automatically transferred to the Izhkard.ru account.

To use accruals, you need to open the tab in your personal account "Bonuses and promotions". The page will load with the number of bonuses that are on the card balance. If you need to withdraw bonuses, press the option "Use". The bonuses are then added to your card account and are ready for payment. Bonuses can be spent on any goods and services in any store or institution in Russia. They can also be received in cash equivalent: 1 bonus is equal to 1 ruble.

Connection of the bonus program is carried out together with connection SMS information services . The service costs 30 rubles per month for holders of the Izhkombank “Social” card and holders of this bank’s salary card. Holders of other institution cards will pay for the program at a rate of 50 rubles per month. Previously accumulated bonuses that were not transferred to the card before the current date may be cancelled. Bonus terms apply until new or additional information is published.

Izhkombank personal account: security measures

The personal account has a reliable, multi-level protection of personal information . The activity time in the system is constant, but if the user is absent from the site for 20 minutes, the office automatically turns off. Limitation of cash expenditure per day – 10,000 rubles(the limit can be changed manually in the settings). If the SMS notification service with a full package is activated, the user will receive messages with completed operations in the account, as well as one-time passwords. If the DIN code is entered incorrectly 3 times, the account will be automatically locked.

To avoid unauthorized access to your personal account by third parties, it is recommended to visit the system from personal devices. Upon completion of all operations, click on the option in your account "Go out". The telephone number, DIN code, and card number are personal and cannot be transferred to strangers. It is not recommended to use the function in the system "Save password" so that unauthorized persons cannot log into the system using a password. If suspicious activity is detected in your Izhkombank personal account, you should call the bank’s support service and notify a specialist about the situation.

Izhkombank - Premium service package, video: